Inflation. Deportations. Layoffs. Stock Market🤯

Assalamu Alaikum girlie 💐

Before we dive in, you may (or may not) remember that I started financial coaching 2 months ago.

It’s been fun, stretching, and more. That experience - along with a new budgeting system for Finance Girlie - showed that we’ve go to make some changes!

Yup. Our 1:1 coaching rates are going up on July 8th. Why the change?

We’ve updated our systems, fine-tuned the offer, and are showing up even more powerfully for our clients Alhamdulillah.

If you’ve been on the fence about booking a session, now’s the time to lock in the current rate before it changes. Don’t be the girl who screenshots and emails me a month later saying, “wait I missed it??” 😬

I tried to warn you🙃

s/n: for those already on a plan you’ll get the current rate for the rest of your sessions

Now onto other stuff…

You’ve probably seen the news lately - rising costs, ICE doing a lot, war crimes livestreamed on our feeds. It’s heavy. It’s a lot. And in moments like this, it’s tempting to confused on what to do with your money. Should I save? What if I lost my job? What should I do about my debts? What about investing?

Let’s pause the noise and get some clarity on what we’re working with.

💭 First: Fear is valid. But don’t let it be the driver.

Yes, the headlines are heavy. Yes, you might feel scared. That’s normal.

But fear has a funny way of making us freeze, hoard, or abandon our goals completely. You can acknowledge that fear without letting it hijack your whole financial plan.

You can feel cautious and still stay committed.

💸 Leave those investments. Seriously.

One of the worst things you can do when the world feels uncertain is stop investing.

That doesn’t mean you have to go full Wall Street. But if you’ve already started investing, even if it’s $50/month keep going. Markets go up and down, but long-term growth happens because you kept showing up during the down times.

Delaying investments delays your peace of mind and steals away from all the lovely money you could earn later. Time is the most important factor in investing - procrastinating is very… I repeat very expensive.

Control What You Can

When global chaos feels out of your hands, anchor your focus on where you have control. Here is a easy and quick budget snapshot you can use to get started:

• Check your budget. Know exactly what’s coming in and going out. Even a detailed list brings calm.

  • See what your current expenses are

  • Make small tweaks if needed (subscriptions, takeout, etc)

  • Make space for your financial goals even if it’s just a little right now

• Build that emergency cushion: Try to save or maintain at least 1–2 months of expenses, even if just $500 a month.

• If it’s possible, pause high-risk spending. Avoid new debt!!

These steps build your resilience, even if the Fed or tariffs don’t.

🤲🏽 Stay Faithful (Lots of Dua)

In tough and easy times, turning back to Allah is your anchor. Dua is the weapon of the believer. It reminds you: this is temporary, and your Lord is the ultimate Provider and Protector.

Allah is aware of everything that is happening, His wisdom is perfect and His knowledge is vast. Remind yourself that the ultimate victory and success is with the believers!

🧭 Stay Strategically Flexible

• Assess your income: If you feel insecure at your job, starting a side hustle or freelance gig, even a small one can create a massive buffer.

• Keep an eye on student loans (if you have them): Payments resumed this May, so incorporate your monthly amount into your budget. I repeat. Dont ignore them

• Be open to pivoting slightly when needed.

These moves give you flexibility and control, no matter what lies ahead.

If all the headlines and uncertainty lately have left you feeling a little wobbly, you're not alone and you’re human. The truth is, you don’t need a 10-year plan - you just need your next right step.

✨ I made a simple, no-fuss budgeting snapshot to help you get a clear picture of where your money’s going. It’s easy to use, totally free, and surprisingly grounding.
Grab the Budget Snapshot

And if you’re ready for some personalized support, you know I got you.

Please keep the ummah in your duas.

Take care,

Fatimah💎

Founder, Finance Girlie