Your Ultimate Shopping Guide for Black Friday🛍

Assalamu Alaikum girlie! 🌷

This biggest sales of the year are around the corner and you know what that means— it’s SHOPPING TIME! 🛒✨ But how do you grab all the items you’ve added to your wishlist without breaking the bank?

In today’s newsletter, we’ll discuss:

• ✅ Tips to maximize sales during Black Friday & Cyber Money

• 📱 Apps and websites to find deals and cashback

• 🎁 Smart spending strategies to keep your finances healthy

Let’s dive in!

Frugal Shopping Tips: 🛍️

1. Set a Budget: Determine how much you can spend before you start shopping. This will keep you focused and prevent impulse buys. Don’t set your budget while you’re standing in Home Goods.

2. Make a List: Write down what you need and stick to it. This not only helps you avoid unnecessary purchases but also allows you to plan ahead.

3. Timing is Everything: Shop during off-peak hours or at specific times when discounts are higher. For example, consider shopping early in the morning or late at night; plus you beat the crowd.

4. Compare Prices: Before making a purchase, compare prices across different platforms. Websites like Honey or CamelCamelCamel can help track price history and find the best deals.

   Pro tip: Screenshot the price and show it to the cashier, they might offer a price match😉

5. Utilize Social Media: Follow your favorite stores on social media for exclusive sales and promotions. Many retailers offer discount codes or early access to sales for their followers.

Apps and Websites for Deals: 📱

• Rakuten: Get cashback on your purchases from a wide range of stores! Simply shop through their site or app, and you'll receive a percentage back on qualifying purchases. You can even add it is a browser extension!

• Honey: Automatically apply coupon codes at checkout, ensuring you get the best possible price without extra effort.

• Flipp: Browse weekly ads and digital coupons to save even more. You can compare prices from different stores and plan your shopping trips accordingly.

• RetailMeNot: This website aggregates coupon codes, cashback offers, and discounts from various retailers. You can often find promo codes that can save you additional money at checkout.

Smart Spending Strategies: 💰

• Use Your Finance Girlie App: Track your spending to avoid overspending. It can help you see where your money is going and allow you to adjust your spending habits in real-time. Respond to this email to try it out!

• Join Loyalty Programs: Sign up for store loyalty programs to earn rewards. Many retailers offer points for every purchase, which you can redeem for future discounts or free products.

  **don’t let them trick you into getting the store credit card

• Plan for Purchases: Don’t spend money to save money. Create a list of things you plan to buy and budget accordingly.

• Consider Discount Stores: Don’t overlook discount stores that sell good quality items at lower prices. Many times, you can score brand-name items for a fraction of the original price!

This is your chance to spend guilt-free at huge discounts (if you created the margin)!

Catch you next week,

Fatimah ✨ 

Founder, Finance Girlie

P.S. what’s the first thing on your shopping list? Hit “reply” and let me know