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Trading Is Not a Backup Career
The danger of turning crisis into chaos
Assalamu Alaikum girlie! 🌸
Let’s say your job gets cut.
You’re in panic mode.
You start googling things like “how to make money fast” or “passive income for beginners” or my favorite
“Is trading halal?”
Before you know it, you’re knee-deep in Discord chats, you’ve signed up for a $997 course by a 23-year-old who drives a rented Lambo, and you’re staring at candlestick charts like you even know what a candlestick is.
Let me say it louder for the people in the group chat:
Trading is not a backup career.
Especially not when you’re already in survival mode.
The Panic Pivot Is Real
When life hits, our nervous system wants certainty.
So what do we do? We reach for things that promise control:
🪙 Crypto
📈 Day trading
🧪 MLMs
🛒 Starting a Shopify store (with no experience)
Making a du’a and not taking action
Now, is entrepreneurship or investing bad?
Absolutely not.
But your intentions and timing matter.
When you're anxious, financially vulnerable, and unemployed - you're not operating from wisdom.
You're reacting, not planning- understandably so.
And there’s a way to navigate this difficult period without digging a deeper hole.

Gif by pudgypenguins on Giphy
The Truth About Trading
Let’s cut through the noise.
Trading is a high-risk, high-skill, high-stress, and high failure-rate thing.
It’s not:
A guaranteed income
A halal passive side hustle
A plug-and-play backup plan
Seasoned traders take years to master it - and even then, 70-90% of traders still lose money (Investopedia).
And let’s be real:
Wouldn’t you rather build real skills, create consistent income, and spend your money in ways that actually align with your values?

Gif by pudgypenguins on Giphy
Let’s Flip the Script
Here’s a better “backup plan” roadmap that’s rooted in stability and tawakkul:
✅ 1. Secure your financial foundation
As you look for new income, make sure your expenses are trimmed, your emergency fund is intact (even if it’s small), and you’re clear on your financial runway.
🧠 2. Take inventory of your skills
What can you do today that others will pay for?
Doordash? Design? Admin work? Babysitting? Consulting?
This is not the time to reinvent yourself - it’s the time to leverage what you already know.
📚 3. Create a short-term earning plan
Instead of betting on the stock market, focus on income streams that require low startup cost and high reliability:
Freelance or part-time work
Project-based consulting
Halal productized services
🌱 4. Focus on barakah over hustle
Ask yourself:
“Is this something I can build with ihsan?”
“Will this bring benefit - or just money?”
“Does this path actually give me peace?”
We’re not in the business of panic money.
We’re building intentional, barakah-filled wealth.
If you’ve lost your job and are going through a tough time, I hear you. I see you. And I care about you enough to say that trading IS NOT a strategy for financial stability.
When you’re trying to recover from a job loss, you need stability - not more volatility. And trading is inherently volatile.
May Allah grant you ease, open doors for you, and replace your hardship with abundance. Ameen. 🤲
Cheering you on,
Fatimah💎
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